Signs which indicate financial trouble

I hate finance, savings & investments.

I feel great when I spend money!

My philosophy is ‘income’ minus ‘expenses’ and whatever left is for ‘savings’.

There is a lot of time to save money, I will do it later.

My friends & relatives manage my finances.

If I am short of finances, my friends & relatives will help me.

I rarely check my bank passbook and accounts statements.

I frequently use my credit & debit cards for small items which I can buy with cash.

I’m afraid to calculate my networth.

20% or more of my income goes for debt payments.

I often borrow money from my friends.

I don’t know much about my investments.

I don’t know the total amount of my debts.

If someone sells me a credit card/product I buy it.

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