I hate finance, savings & investments.
I feel great when I spend money!
My philosophy is ‘income’ minus ‘expenses’ and whatever left is for ‘savings’.
There is a lot of time to save money, I will do it later.
My friends & relatives manage my finances.
If I am short of finances, my friends & relatives will help me.
I rarely check my bank passbook and accounts statements.
I frequently use my credit & debit cards for small items which I can buy with cash.
I’m afraid to calculate my networth.
20% or more of my income goes for debt payments.
I often borrow money from my friends.
I don’t know much about my investments.
I don’t know the total amount of my debts.
If someone sells me a credit card/product I buy it.