Good habits to manage your finances

My philosophy is ‘income’ minus ‘investments’ and the remaining is for ‘expenses’.

I always try to gain financial education to make intelligent financial decisions.

I save regularly in good financial products.

I check my accounts statements regularly.

I monitor and review my investments regularly.

I have an adequate amount of term plan as my family is dependent on me.

I spend money considering my future financial goals and present expenses.

I avoid buying too many credit cards and make limited use of my credit cards.

I know the total amount of my debts and make payments on time.

I project my income & expenses for the next 1 year and track changes.

I focus on risk-reward ratio while making investments.

I store all my financial documents safely & have informed my family about the same.

I have a financial plan & a purpose for investing.

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